top of page

Page Title


ADF (the Agency), including all other legal entities globally trading under the brand ADF being affiliated to the Agency, would like to welcome you to this website. By viewing this website you (the USER) hereby acknowledge that you have read and accept the following Protection of Personal Information (POPI) disclaimer.

The Agency shall take all reasonable measures to protect the personal information of users, and for the purpose of this disclaimer, “personal information” is defined as detailed in the Promotion of Access to Information Act, Act 2 of 2000 (“PAIA”) and the Protection of Personal Information Act, Act 4 of 2013 (“POPI”). The PAIA and POPI Acts are available online at


The amendments listed on is viewable at:


According to these definitions, personal information refers to information that identifies or relates specifically to you, for example, your name, age, gender, identity number, your email address, and any other information you consider to be personal and belonging to you. The Agency collects, stores and uses the User’s information (your information) primarily for the following purposes:

  • To communicate requested information to the User

  • To provide services to the User as requested by the User

  • To authenticate the User

  • To provide the User with access to restricted content on this website

  • To compile non-personal statistical information about browsing habits, click patterns and access to the Agency’s website


Whenever you use, complete an application form, contact us electronically or use one of the services or facilities offered by us, we will collect your personal information. The information we maintain concerning our clients is stored in databases that have built-in safeguards to ensure its privacy and confidentiality. The Agency accepts no liability whatsoever for any loss, damage (whether direct, indirect, special or consequential) and/or expenses of any nature whatsoever which may arise as a result of, or which may be attributable directly or indirectly from information made available on these pages or links, or actions or transaction resulting therefrom.

The Laws of the Republic of South Africa will govern all terms and conditions of any products and services contained in these pages. Should you request products or services through, you hereby consent and submit to the jurisdiction of the South African courts in regard to all proceedings, actions, applications or the like instituted by each party against the other, and in any way arising from any stated terms and conditions.



By subscribing to our service(s) you agree that:

  • The information provided by the Agency is for your personal use only and that you will not share it with others.

  • You are not a money manager, institutional trader, professional family office or a publisher of an investment blog or newsletter.

  • You will not post any information generated by the Agency on any internet site or by any other electronic means without prior consent.

Payments and Automatic Renewal (where applicable):


You agree to be charged at the time of membership or subscription based on the type of plan you have selected. Your subscription will be renewed automatically and billed to your credit card/PayPal account at the beginning of each subscription period until you cancel the service. You may cancel at any time by following the procedure described in our Cancellation Policy below, or by logging into your membership profile and following the service cancellation procedures on your member page. Monthly subscription plans are renewed automatically on 30-day intervals, and the annual subscriptions plans are renewed automatically on 365-day intervals.


Cancellation Policy:

All memberships and subscriptions provided by the Agency will automatically renew if NOT cancelled within the prescribed time periods. A cancellation request can be submitted by email to at least 7 days before the renewal date. A cancellation notice sent to will terminate future use of the service and automatic renewals will end. There are no refunds.




General Disclaimer from Liability:

All content generated by ADF (full legal names withheld for security reasons relating to OPSEC and information classification) is for informational purposes only and is not intended as advice relating to investments, career development, personal development, or any other form of self-enhancement. Any decisions and conclusions you make based on any information derived from this website are entirely your own responsibility.


No Warranties:

ADF, to include any of its affiliates and subsidiaries, often obtains information from outside sources deemed to be reliable; however, ADF does not guarantee the accuracy of any of the information provided on this website. This website is provided “as is” without any representations or warranties, express or implied. ADF makes no representations or warranties in relation to this website or the information and materials provided on this website. Without prejudice to the generality of the foregoing statement, ADF does not warrant that:


  • this website will be constantly available, or available at all; or

  • the information on this website is complete, true, accurate or non-misleading.


Nothing on this website constitutes, or is meant to constitute, advice of any kind. If you require advice in relation to any matter you should consult an appropriate professional of your own choosing.


Limitations of Liability:

ADF will not be liable to you (whether under the law of contract, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:


  • for any direct loss;

  • for any indirect, special or consequential loss; or

  • for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.


These limitations of liability apply even if ADF has been expressly advised of the potential loss. ADF shall be indemnified and held harmless from any proceedings, claims, or liabilities with respect to the information and its use. ADF does not make recommendations or provide advice to individuals. All information provided are to be construed only as opinions and are to be used as an information service only. It is always wise for an individual to collaborate with other industry experts to achieve intended end results.



Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit.



By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable. If you do not think they are reasonable, do not use this website.


Other Parties:

You accept that, as a proprietary group of globally registered entities, all legal entities that constitutes the ADF brand has an interest in limiting the personal liability of its founders, shareholders, stakeholders, officers, beneficiaries, members and employees. You agree that you will not bring any claim personally against ADF’s officers or employees (or anyone affiliated to the brand), in respect of any losses you suffer in connection with the website.


Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect ADF's officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as ADF and its elaborate global network of affiliates and subsidiaries.


Unenforceable Provisions:

If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.


Conformance with Law:

You agree that your use of this website or online content will not violate any applicable local, national or international law, including but not limited to any regulations having the force of law. Some jurisdictions may have restrictions on the use of the Internet by their residents. You agree not to impersonate any person in your use of the website or the sending of any e-mail to an address listed on this website.


Governing Law(s):

The laws of the State of Arizona, United States of America, will govern as to the interpretation, validity and effect of these Terms of Use and as to any dispute or claim based on your use of the Site or the Information, notwithstanding any conflict of law’s provisions of your domicile, residence or physical location.


Legal Forum:

Any dispute between the parties that results in litigation shall be exclusively heard in the Courts sitting in the following countries (where applicable):


  • United States of America

  • South Africa

  • Mexico

  • Ukraine

  • British Virgin Islands


If you do not agree to the terms in this document, you should immediately discontinue any use of this website.

bottom of page